Closing Countdown | House Hunting Wingwoman

The first few days

Right away

Deliver your depositFollow the exact amount, method, and deadline Brittany or the title company provides.Check in with your lenderConfirm they have the signed contract and ask what documents they need next.Schedule inspectionsBrittany will coordinate timing and help you understand the reports and options.Save your key datesAdd inspection, financing, walkthrough, and closing deadlines to your calendar.

The busy middle

While we’re under contract

Answer lender requests quicklyUnderwriting may ask for updated statements, pay stubs, or explanations. Fast replies keep things moving.Keep your finances boringAvoid new credit, large purchases, job changes, or moving money without checking with your lender first.Choose homeowners insuranceSend the policy details to your lender by their requested deadline.Let the appraisal happenYour lender orders it. Brittany will keep tabs on the process and explain any next steps.Plan utility transfersSet service to begin on closing day unless Brittany tells you otherwise.

About one week out

The final stretch

Confirm your cash-to-closeYour lender or title company will provide the final amount and secure wiring instructions.Verify wiring instructions by phoneWire fraud is real. Call a trusted, known number before sending funds. Never rely on emailed changes.Attend the final walkthroughWe’ll confirm the home is in the expected condition and agreed repairs are complete.Pack your closing-day essentialsBring an unexpired photo ID and anything else the title company requests.

The really good part

Closing day

Sign the final documentsAsk questions as we go. No one expects you to understand every page on sight.Get the keys and take the photoYou did it. The boxes can wait five minutes. This part deserves a celebration.

Closing
Countdown.

Right away

While we’re under contract

The final stretch

Closing day

Your contract and lender set the real deadlines.